• First Home Buyers

    For most people, buying your first home is an exciting and satisfying decision. You are at a place in your life where you are ready to become a home owner and buy your own property. Whether you are purchasing property by yourself, with a partner, or with friends or family, you will have many considerations along the way.

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  • Interest Rates

    Home loans generally have either a fixed or variable interest rate, or a split rate – which is a mixture of both. A fixed rate home loan is taken out for a set period with a set interest rate; when this period ends you can fix the rate again, or switch to a variable interest rate which fluctuates with the market.

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  • Investment Properties

    Generally speaking the same loan types are available for investment properties as for owner occupied properties, same interest rates, loan features and benefits.
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  • Refinance Your Mortgage

    Many borrowers are finding that refinancing their home loan can save money if you find a lower rate than your current rate or reduce the terms of your loan. The money saved can be put towards renovations, an investment property, consolidating debt, school fees, helping your children set up home or on a holiday.
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  • Debt Reduction

    Many people have experienced the stress that can be caused when juggling multiple debts, or where existing debts are becoming too difficult to manage. Combining all your debts into one loan can offer a debt management solution to some people.
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Why Use A Mortgage Broker

Why Use A Mortgage Broker?

Ease and Convenience

We’ll meet you any time, any place that suits you. Your work, your home, in the park or even at Macca’s! During the week or even on weekends, mornings, afternoons or evenings. We’re flexible.

It’s All About YOU!

We work for you, not the bank. We take the time to learn about you! Your current financial circumstances, your purpose for borrowing and then we research and find the right solution (and lender) to suit your situation. We know which lenders will have the products and lending policy niches that will meet your needs.

We Keep Things Moving

We do all the work. We take care of the paperwork, manage the application process, liaise with the lenders on your behalf, update your solicitor or conveyancer and real estate agent (where necessary) and follow through until settlement.

It Doesn’t End There……

We’ll be in contact with you every 12 months or so to ensure your loan is working for you. We’ll be in contact when your fixed rate (if applicable) is due to expire to discuss your options going forward.